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However, in the current economic climate of low unemployment, low interest rates and increasing house prices, the level of repossessions would, in any case, be expected to be relatively low, so that it cannot be seen in itself as a strong indicator of responsible lending... The DTI task force on over-indebtedness encouraged lenders to share a wider range of data on borrowers and to use the data available more fully... http://www.loans-in-uk.co.uk/loans
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